🧭 How It Works

What Happens When You Reach Out

No call centers. No sales scripts. No surprises. Here's exactly what to expect, step by step, from your first message to ongoing support — and why it's structured this way.

The Process

Six Steps. One Person. No Pressure.

Every client — whether they're comparing a $20,000 MYGA or planning a $1M income strategy — goes through the same simple process.

🔢
6
Simple Steps
👤
1
Person, Always
🏢
80+
Carriers Monitored
🚫
Zero
Sales Pressure
1

✉️ You Reach Out

Use the rate tool, take the quiz, or just send a message through the contact form — whatever's easiest. Tell Devin a bit about your situation: what you're trying to accomplish, your timeline, and roughly how much you're considering.

Takes 2 minutes
2

📞 A Real Conversation — With Devin

Your message goes directly to Devin. Not a call center, not a rotating team. He'll follow up personally — usually the same day — to understand your goals, answer your initial questions, and make sure annuities even make sense for your situation in the first place.

Usually same business day
3

🔍 Devin Shops the Entire Market

Instead of pitching you one company's product, Annuity Radar monitors products and rates across 80+ carriers. Availability varies by product, state, premium and licensing. Devin compares rates, features, surrender terms, riders, and financial strength ratings to find what actually fits your goals.

Carrier A Carrier B Carrier C + many more → ★ Best Fit for You
Independent from any single carrier
4

📊 You Get a Clear Comparison

Devin puts together a side-by-side breakdown in plain English — pros, cons, and trade-offs included. If a product isn't a great fit, he'll tell you that too. Education first, always.

No jargon
5

🕰️ You Decide — On Your Timeline

There's no countdown clock, no "rate expires today" pressure tactics. Take the comparison, sit with it, talk to family or your accountant if you want. If it's not the right time, that's a perfectly good outcome too.

Zero pressure
6

🤝 Application & Ongoing Support

If you move forward, Devin handles the paperwork with you from application through funding — and stays your point of contact for the life of the policy. Questions five years from now? Same person answers the phone.

Devin, for the life of your policy
Why It Works This Way

Independent vs. Captive — What's the Difference?

A captive agent can only sell what their company makes. Devin isn't employed by any insurance company — so the comparison looks like this:

A Captive or Single-Carrier Agent

Works for one insurance company
  • ✕ Can only offer that company's products
  • ✕ Recommendation is limited to what's "on the shelf"
  • ✕ If a competitor has a better rate, you won't hear about it
  • ✕ Incentives can be tied to that one company's goals

Devin — Independent Advisor

Works for you, not an insurance company
  • ✓ Products and rates monitored across 80+ carriers
  • ✓ Recommendation follows the client — not a contract
  • ✓ If Carrier A is best this year and Carrier B next year, you get whichever is best
  • ✓ Compensation and material product differences explained before you apply
Your Information

Where Does Your Information Go?

Many sites that look like Annuity Radar are actually lead-generation funnels — your information gets sold to multiple agents who all call you. Here's how it works here instead:

📝 You Submit a Form Quiz, rate alert, or contact form
→
👤 Devin — Directly One person, every time
→
🚫 Sold to Other Agents This never happens

The Simple Version

Your information is never sold or distributed to outside agents, lead buyers or call centers. Limited service providers may process information on Annuity Radar's behalf to operate forms, scheduling and website tools. You contact Annuity Radar once — and you hear from one person: Devin.

Ready When You Are

Take the First Step

Not sure where to start? The quiz takes about two minutes and helps point you in the right direction.

Take the 2-Minute Quiz Contact Devin Directly